Why Kiaraa Pay Services Matter

Secure, fast and scalable services for Retailers, Distributors & API Partners — all in one platform.

AEPS

Cash Withdrawal, Balance Enquiry & Mini Statement with instant settlements.

Explore AEPS →
DMT / Money Transfer

Secure domestic transfer with low charges and real-time status tracking.

View DMT →
Recharge

Mobile, DTH & Data recharge with fast processing and reliable operator support.

Recharge Plans →
Bill Payments

Electricity, Gas, Water, Broadband & more with smooth BBPS experience.

Pay Bills →
Payout / Settlement

Instant payout to bank accounts with secure routing and charge transparency.

Start Payout →
UPI / QR

UPI collect, QR payments & seamless acceptance for merchants and partners.

Enable UPI →
PAN / KYC

Digital onboarding & verification flow for faster customer activation.

Verify Now →
Payment Gateway

Collect payments online with success-focused routing and clear reporting.

Get PG →
API Integration

All services API available for partners — fast onboarding with documentation.

Request API →

Complete Digital Payment
Ecosystem for Businesses

Kiaraa Pay provides a unified platform to manage collections, payouts, and API-based transactions securely.

Merchant Collection

Accept payments via UPI, QR, Cards & Net Banking with real-time settlement tracking.

Instant Payouts

Disburse funds directly to bank accounts with automated reconciliation.

API & White-Label Solutions

Scalable APIs for AEPS, DMT, Recharge & Bill Pay — ideal for fintech partners.

Digital Payments

Trusted by Businesses & Retailers

Kiaraa Pay helps partners grow faster with secure & reliable payment services.

2,50,000+

Active Users

12,000+

Merchants

50+

Services

99.9%

Uptime

What Our Customers Say

Trusted by retailers & merchants across India